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How To Grow Money Trees In Animal Crossing

Animal Crossing New Horizons: How To Grow Money Trees

Animal Crossing: New Horizons – How to Plant Money Trees

There are trees in Animal Crossing New Horizons which can grow bells on them. Here’s how to plant your own money trees.

Guideby Joel Franey, Guides Writer

While there’s a lot you can grow in Animal Crossing New Horizons, the most surprising crop is bells themselves, planting trees that literally grow money on their branches. Here we’ll explain how to grow money trees and how you can make as much profit off them as possible.

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Shake It Like A Polaroid Picture

In addition to fruit, you’ll find that there are coins and items hidden in the trees around your island. Simply go up to the trunk and press the A button on your Switch, and then your character will shake a tree lodging anything in the treetops loose. If you’re lucky, something rare will fall out. If nothing else, you can always gather up all of those fruits and sell them at Resident Services.

How To Grow Money Trees Guide

List of Sharks and Dorsal-Finned FishHOT

You can bury bells in glowing spots in Animal Crossing: New Horizons to grow Money Trees and triple your profits!

Find out below how to find glowing spots to grow money trees and maximize your profit with the most effective way to grow Bell trees!

List of Contents

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Looking To Make Some Fast And Easy Bells In Animal Crossing: New Horizons Follow This Guide To Learn How To Plant A Money Tree And Get Rich Quick

They say money doesnt grow on trees, but in Animal Crossing: New Horizons, it actually does! In the game, theres something actually called a Money tree and it provides fast and easy Bells.

As the name suggests, the Money tree is, well a tree. And as such, you must plant it in order for it to grow. But you wont be planting any seeds instead, youll plant Bells. In return, the tree will produce three bags of Bells.

Sound a little confusing? Its actually not. Heres how the Money tree works in Animal Crossing: New Horizons.

The first step in planting a Money tree is to find a glowing gold spot on your island. When you dig up that spot, youll receive 1,000 Bells. You can either drop the Bell bag back into the hole and bury to grow a Money tree for a small return, or you can wait and bury more Bells for an even greater return. Its recommended that you bury at least 10,000 Bells for the best rate of return.

The Money tree spot will remain in that area for the entirety of the day, so you dont need to plant Bells immediately. Return to it when you have an adequate amount.

Once you bury the Bells, youll see a little sprout pop up. This confirms that youve successfully planted the Money tree, but youll have to wait until it grows to its full size. Wait a few days and then return to the tree where you can shake down the tree and get your Bells.

  • Find a glowing spot on the ground
  • Dig up the glowing spot
  • Can You Bury More Than 10000 Bells And Triple Your Investment

    Animal Crossing: New Horizons

    We would not recommend burying sums larger than 10,000 bells if you want to ensure you triple your investment. Though some players have had success burying up to 30,000 bells, which reportedly yielded them a 90,000-bell return when the tree reached maturity, plenty others have seen the tree only bear three 10,000-bell bags. We would hate for you to bury a 100,000-bell bag only to get back a meager 30,000.

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    How To Grow A Money Tree In Animal Crossing: New Horizons

  • Every day, a small glowing spot will appear on your island . Find the glowing spot. Once located, use your shovel to dig the spot. Youll receive a bag containing 1,000 Bells.
  • Go into your inventory menu and select your Bells. Youll be able to turn your Bells into bags.
  • Plant a high-value bag filled with Bells into the hole, ideally 10,000 Bells.
  • Wait for a few days until it bears fruit in the form of bags full of Bells.
  • Shake the tree to receive three Bell bags, each containing a sum equal to what you initially planted. The Money Tree will then revert into a normal tree.
  • Repeat the process every day to get a rolling income of 30,000 daily.
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    How To Make Millions From Animal Crossing Money Trees With Time

    Turns out, in Animal Crossing: New Horizons, money, or Bells and lots of it really do grow on trees. Money trees have long been a part of the Animal Crossing franchise.

    But what if you could reliably turn your simple 30k money tree into a 100k money tree without the fear of losing bells? How to make millions with Animal Crossing money treesMoney trees are always good for a little extra cash. Money trees not growingIf your money trees arent growing, make sure that you havent planted them close to other objects, such as trees, next to rivers, or by cliff faces.

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    Using The Golden Shovel Has No Clear Effect

    Golden Shovel
    6 times out of 10

    Note: The data above is from our walkthrough teams investigations.

    For testing purposes, we buried 30,000 Bells 10 times with both a Normal and a Golden Shovel, and we got the result above.

    This isnt enough data to make any final conclusions, but its likely that the Golden Shovel has the same effect as the Normal Shovel.

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    Give The Trees Space To Breathe

    How To Grow Money Trees in Animal Crossing!

    Are your trees not growing in Animal Crossing: New Horizons? The first thing to know about growing trees in Animal Crossing is that you have to leave at least one tile between each tree. If you crowd your trees one after another, they will stay small forever.

    Another thing to note about growing trees is that they dont like being right next to bodies of water or cliffs. Make sure you leave a few spaces between your trees and the edges of the map so that your trees can grow healthy and strong.

    It takes three days from when you plant a tree for it to fully grow. Youll know that a tree isnt going to grow if it is still tiny the day after youve planted it.

    You do not need to water trees in Animal Crossing. They will slowly but surely grow on their own without having to use your watering can.

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    How To Plant A Money Tree In Animal Crossing

    To plant a Money tree in Animal Crossing, you need to follow these simple steps:

    Step 1: The first thing that you need to do is search for a glowing gold spot on your island.

    At this point, you need to have at least 10,000 Bells saved in your pocket. If you dont have the required bells, you can get them before moving forward. This is because it will be beneficial for you in the long run. However, if you dont have the required bells at the moment, you can still proceed to plant a tree with lesser Bells, but your Money tree will actually be worth significantly less.

    Step 2: Once you have your bells ready, you need to start digging the area.

    Step 3: Now, you need to pull out 10,000 Bells from your stash and turn them into an item. This can be done by selecting the number of Bells available in the inventory, then selecting the number of bells as shown here:

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    Step 4: After your Bells are converted into an item, you need to select your Bells available in the inventory. This will bury them.

    Step 5: Now, you will have to wait for a couple of days for the tree to grow and start producing three bags of bells.

    Each bag of bells will be worth the amount that you planted. This means if you planted 10,000 Bells, you will get three bags worth 10,000 Bells, making it 30,000 Bells in total.

    How To Buy New Seeds And Saplings

    Before youre able to plant trees or flowers in animal crossing, youll obviously need to have some seeds to start with. So, where can you buy seeds in Animal Crossing? If you havent started your game yet, then make sure to remember to speak with Timmy at Resident Services when you do start the game. You can buy seeds there.

    Once youre into the game and have earned enough money throughout your play to be able to pay for new seeds and saplings, head straight for Nooks Cranny. However, you have to do a few things first in order to unlock Nooks Cranny. First, youll need to build a bridge, then build the museum, and invite three new residents and build their houses for them.

    Finally, youll have to donate a few things. Youll need to donate 30 Wood, 30 Softwood, 30 Hardwood and 30 Iron Nuggets whenever Timmy asks you to do so. While it might sound like a lot of work, its definitely worth it for the kinds of perks you access by having Nooks Cranny on your island.

    Also you can visit your friends islands, and get your seeds at their stores. Just ask them to open the gate for you and get a flight ticket there.

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    Is There A 99k Money Tree Pattern In Animal Crossing New Horizons

    Animal Crossing New Horizons is one of the most popular games available at this moment in time with it having united 11 million players. There are dozens of useful tips you can find for how to become rich quick, but lots of the community are asking whether there is a genuine 99k money tree pattern that can be exploited. Not only that, but some fans are also asking whether its possible for money to regrow on these cash givers.

    Visiting or making a tarantula island was a way Animal Crossing New Horizons players in the Northern hemisphere previously got lots of bells quickly, but this method has now been replaced with scorpions. However, with this requiring a lot of work or luck, some of the community want to know of easier methods for becoming as rich as Scrooge McDuck sooner rather than later.

    And this has resulted in plenty of queries as to whether or not there is an actual 99k money tree pattern that can be exploited.

    In New Horizons Players Can Start Growing Money By Planting A Money Tree On Their Island Read On To Learn How To Plant A Money Tree In Animal Crossing

    How to grow a Money Tree

    In Animal Crossing: New Horizons, one of the best ways you can make Bells is by planting a Money tree. These are the trees that actually grow Bells.

    Bells are one of the currencies players can use to pay off all kinds of mortgages, fund upgrades to their island, or even purchase a number of items such as clothes, furniture, and a lot more. So, planting a Money tree is certainly a great way to start a little business on the side however, it will require some hard work and patience.

    You should also note that a Money tree can actually grow these Bells just once, and once you shake the bells bags off the tree, it will actually go back to being a normal tree. Nonetheless, it is still a lot of free money, so, let us take a look at how you can plant a Money tree of your own to get your free bells.

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    Money Does Grow On Trees

    If you happen to come across a glimmering spot of ground while running around town, you can use your shovel to dig in that spot and find 1,000 Bells. While you can just pocket the money, you can also get way more if you’re patient.

    Select the bag of Bells from your inventory and choose to bury it back into the ground. Note, that you can bury up to 10,000 Bells in one of these unique holes. Upon burying the bag, a sapling will appear. Leave the sapling alone for several days.

    Eventually, it will grow into a tree and drop three Bell bags. Note that a new money tree glimmer spot appears on your island every day. You can have multiple money trees growing at one time, so you’ll definitely want to be on the lookout for these shining spots.

    Trees And Isabelles Three Star Rating

    Be wary of how many trees you have, and consider chopping some down/digging some up if Isabelles analysis recommends that you do. Its an important and relatively easy way to get your towns rating up to three stars, thus triggering the weekly K.K. Slider Saturday night concerts.

    Check-in with Isabelle as you clear trees to make sure you havent taken away too many. Youll know youve reached the sweet spot when she no longer mentions it in her analysis.

    I found that four or five trees in your cameras view will get you to the tree-to-soil sweet spot. After youve unlocked K.K. Slider, you can go back and plant more trees to your hearts content, without risking K.K. Sliders departure.

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    How To Grow A Money Tree

    Everything you need to know to literally grow Bells on trees in Animal Crossing: New Horizons

    Money Trees are a trick as old as time when it comes to Animal Crossing: New Horizons. But, if youre new to the series, you probably dont know how to use this simple trick to make thousands of Bells quite easily. Lucky for you, weve put all the details in the guide below, so grab your shovel, a bag of Bells, and lets get to growing.

    Animal Crossing: New Horizons: Tips


    Animal Crossing: New Horizons is a game all about kicking back, hanging with your friends and exploring an island youve decided to start a new life on, and it couldnt have come at a better time. The series has been known to sneak in plenty of extra features and ways to get things done and since the game doesnt always outwardly explain some of these tricks, we decided to put our heads together to round up a few tips that could make your life on the island bit more fruitful, if you will. Most of these tips will be covering earlier parts of the game to keep it as spoiler-free as possible as well.

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    How To Plant A Money Tree

    Have you come across the glowing spot in the ground in Animal Crossing: New Horizons? You should find one daily, and when you do, it’s your chance to grow a money tree! If you haven’t seen this special spot, keep reading to learn what you should be on the lookout for to triple your investment in this special tree. Money trees only yield their special golden “fruit” once.

    The first step to making a money tree is finding this glowing gold spot on your island:

    The spot will be around all day, so if you don’t have at least 10,000 Bells saved in your pocket go ahead and try to get that much before proceeding. This will benefit you in the long run. You can still grow a money tree without that many Bells, but your tree will be worth significantly less.

    Once you’ve got your Bells ready to go, dig that magical, glowing spot. You’ll dig up 1,000 Bells. Keep your shovel out, but don’t close the glowing hole! Instead, you’re going to take out 10,000 Bells from your Bell stash and make them into an item. Do this by selecting the Bells in your inventory then choosing 10,000 Bells as shown in the screenshot below.

    You can also bury more than 10,000 Bells at a time. Some users have reported successfully burying 30,000 Bells and more. IGN is investigating just how much works, but we have not successfully grown any tree that produces more than 10,000 Bell bags. Plant more at your own risk.

    Good luck with your tree!

    Harvesting The Money Tree

    After a 5 to 6 days have passed, the money tree will be fully grown and have 3 bags of Bells ready for harvesting. Every bag from the money tree will contain the same amount that was originally planted in the hole, so players will earn 3 times their initial investment. Since 10,000 Bells is the maximum amount that can be buried, 30,000 Bells is the best return that players can expect right now from a money tree.

    Animal Crossing: New Horizons is available now for the Nintendo Switch.

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    The Max You Can Bury Is 99000 Bells

    The highest amount you can have in a single Bell bag is 99,000 Bells, so it is also the maximum amount of bells you can bury in Shining Spots.

    If it succeeds, you’ll get 3 times 99,000 Bells for a total of 297,000. If it fails though, you’ll only get 30,000 Bells with a total loss of 69,000 Bells, yikes!

    Burying the maximum amount of bells is both risky and rewarding. We don’t recommend it as your primary source of making bells, but it’s fine to do if you have extra bells!


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