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How To Plant Money In Animal Crossing

Using The Golden Shovel Has No Clear Effect

Animal Crossing: New Horizons – How to Plant Money Trees
Golden Shovel
6 times out of 10

Note: The data above is from our walkthrough team’s investigations.

For testing purposes, we buried 30,000 Bells 10 times with both a Normal and a Golden Shovel, and we got the result above.

This isn’t enough data to make any final conclusions, but it’s likely that the Golden Shovel has the same effect as the Normal Shovel.

Grow And Harvest Fruit To Sell

The other primary source of income in the early game is harvesting and selling fruit. Your island comes with native fruit trees. Early on, youll get a second kind of fruit in the mail; dig a hole and plant it to grow another tree.

Fruit that isnt native to your island sells for more, and you can sell your native fruit for more if you take it to a friends island. Focus on growing non-native fruit on your island, and stockpile your native fruit to sell if you have friends in Animal Crossing whose islands you can visit.

What Is The Maximum Number Of Bells You Can Plant

The most amount of bells you can put in the ground in one go is the same as the amount you can have in one inventory slot – 99,000 bells. Because you can only bury a single item in one dug hole, you can never get more than this. And, as mentioned above, it’s not always guaranteed to be profitable putting this much in.

Now that you’re rolling in bells, a rich raccoon like yourself can take the time to read some more Animal Crossing content, surely? Caty’s review of new Horizons would be a good start, and follow it up with our ode to cherry blossom season.

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The Max You Can Bury Is 99000 Bells

The highest amount you can have in a single Bell bag is 99,000 Bells, so it is also the maximum amount of bells you can bury in Shining Spots.

If it succeeds, you’ll get 3 times 99,000 Bells for a total of 297,000. If it fails though, you’ll only get 30,000 Bells with a total loss of 69,000 Bells, yikes!

Burying the maximum amount of bells is both risky and rewarding. We don’t recommend it as your primary source of making bells, but it’s fine to do if you have extra bells!

Grow Money Trees In Animal Crossing: New Horizons Switch

Animal Crossing New Horizons: How to Plant Money Trees

Money Trees are one lucrative way to make Bells in Animal Crossing: New Horizons on Switch. Money Trees are, well, trees that grow Bells.

Theyll only produce Bells one time, and after you shake the money bags off the trees, theyll go back to being a regular tree. To grow a money tree, youll have to do the following:Look for a glowing spot in the ground. Dig at the glowing spot.

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Catch Fish And Bugs To Sell

One of the best ways for beginners to earn Bells is to catch and sell fish and bugs. Players capture bugs with the net tool and fish with the fishing pole. Make sure to donate new fish and bugs to the museum, but you can sell duplicates of ones youve already donated for a decent amount of Bells. If you sell a tarantula, for example, youll get 8,000 Bells.

‘animal Crossing: New Horizons’ Money Tree Guide: Make 30000

Outside of gambling big on the Stalk Market, a fruitful side venture that can earn you lots of Bells is something called Money Trees. How to grow a money tree in Animal Crossing: New HorizonsMoney Tree glow NintendoEvery day, a small glowing spot will appear on your island . The Money Tree will then revert into a normal tree. Once a Money Tree blossoms, you’ll get triple what you planted, but only up to a point.

So the best way to do this is consolidate the money trees in a single location. .

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How To Grow Money Trees Guide

List of Sharks and Dorsal-Finned FishHOT

You can bury bells in glowing spots in Animal Crossing: New Horizons to grow Money Trees and triple your profits!

Find out below how to find glowing spots to grow money trees and maximize your profit with the most effective way to grow Bell trees!

List of Contents

Animal Crossing New Horizons: How To Grow A Money Tree

How To Plant Money Trees in Animal Crossing New Horizons

Who says money doesn’t grow on trees?

As you play Animal Crossing: New Horizons, you may come across glowing spots in the ground. When you use a shovel to dig into these spots, youll receive a bag of buried Bells!

While youre free to simply dig up the bag of Bells and then fill in the hole, did you know you can bury more Bells in the hole to grow a money tree?

When you bury Bells in;one of these glowing;holes, it will grow a money tree containing three times the amount of Bells you initially buried. So, for instance, if you bury 1,000 Bells in the hole, your money tree will give you 3,000 Bells when its fully grown. As reported by Shacknews, you can bury anywhere between 100 and 10,000 Bells to receive three times your money back.

If you want to grow your own money trees in Animal Crossing: New Horizons, just follow these steps!

When you see a glowing spot on the ground, interact with it with your shovel.

Youll receive a bag containing 1,000 Bells.

Open your inventory and select the Bells youre carrying .

Select the amount of Bells you want to bury in the ground, up to a maximum of 10,000.

Select the bag of Bells in your inventory and choose Bury in Hole.

Your character will plant the bag of Bells in the ground, and a baby tree will appear!

After a few days, the tree will grow and sprout three;bags of Bells for you to collect, just like youd collect fruit from a fruit tree.

Shake the tree and collect those bags to add the Bells to your wallet!

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Animal Crossing: New Horizons And Money Trees

Money trees take a significant amount more time to grown than normal trees in Animal Crossing: New Horizons. Players will be able to watch the tree grow very slowly, often taking up to six days before bearing fruit. Once the tree is full-grown, players will see three bags of money hanging from the tree. The money will return the player 3x the amount the player buried but caps out at 30000 bells in total. This is the reason burying more than 10000 bells is a waste.

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The best part of Animal Crossing: New Horizons is that, unlike the previous Animal Crossing games, the golden shovel is not necessary to grow a money tree. Players can use any shovel to start growing these trees.;Money trees are a fast way for players to triple their bell income. Players can find money trees either every day or every other day on their island, and there is no limit to how many can be grown at one time. Any time a player runs across a money tree spot,;they should grow one.

Animal Crossing: New Horizons is now available on Nintendo Switch.

How To Make Millions From Animal Crossing Money Trees With Time

Turns out, in Animal Crossing: New Horizons, money, or Bells and lots of it really do grow on trees. Money trees have long been a part of the Animal Crossing franchise. But what if you could reliably turn your simple 30k money tree into a 100k money tree without the fear of losing bells? How to make millions with Animal Crossing money treesMoney trees are always good for a little extra cash.

Money trees not growingIf your money trees arent growing, make sure that you havent planted them close to other objects, such as trees, next to rivers, or by cliff faces. .

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Things To Keep In Mind

There are a few things that players must keep in mind regarding money trees

  • A money tree can only grow three bags of Bells once. After that, it turns into a regular tree.
  • Each bag of Bells will contain the exact number of Bells that the player deposits while planting the tree.
  • It is best to have upwards of 10,000 Bells in the inventory before planting a money tree.
  • Glowing spots stay on the island throughout the day, so if players do not have 10,000 Bells in the inventory, they can collect them before planting the money tree.
  • How To Dig Up Trees In Animal Crossing: New Horizons

    How To Plant Money Trees in Animal Crossing New Horizons ...

    To dig up a tree, simply eat a single fruit of any kind to gain some temporary super strength. You can eat one fruit at a time, and the superpower maxes out at 10 fruit.

    Once youve dug up a tree, youll be able to see what type of tree it is, even if it wasnt a fruit-bearing day for that tree. This comes in handy when youre trying to manage and organize all of your fruit trees.

    Related:How to make quick bells in Animal Crossing

    Of course, you can always hack away at any given tree by using the ax tool. You cannot cut down trees with a flimsy ax or a stone ax, as those serve as non-damaging means of harvesting wood from your trees.

    Just make sure to dig up your tree stumps after youve chopped down trees, as they dont despawn on their own. Feel free to keep a few as a furniture feature for your NPC villagers to sit on. Also, tree stumps can spawn an exclusive type of spider.

    Planting A Money Tree

    After finding a money tree spot, players need to equip their shovel and dig to find 1000 Bells. But instead of refilling the hole, they should;turn 10,000 Bells from their total savings into an item.;Afterwards, hover over the Bells in the player’s inventory and confirm the Bury in Hole option. The player character will then briefly do an animation of burying the Bells, followed by a small tree sprout appearing to signal success.;Players should be aware if they;don’t have 10,000 Bells on hand, they can also plant a smaller number of Bells instead. However, the resulting money tree will also yield less Bells when ready.

    How To Make Millions With Animal Crossing Money Trees

    Money trees are always good for a little extra cash. As your island continues to grow though, your ambitions become bigger like terraforming your entire village and youll need every last bell in the bank.

    The problem is, money trees have a risk factor to them. Planting 10k bells is the safest choice, because you will always get 30k in return. Some Animal Crossing fans live on the braver side, though, burying up to 99k. They often lose their bells.

    There is a solution though time travel. Mucking around with your Switchs date settings is a surefire way to guarantee your 99k bells get turned into 297k:

    • Find a rare glowing dig spot for your money tree.
    • Bury 99,000 bells, and confirm a sapling has sprouted.
    • Go to the home screen and close Animal Crossing.
    • Head over to System Settings and select date and time. Turn off the synchronize clock via the internet option here.
    • Set your time and date to 40 years in the future, e.g. If you are doing this on May 13, 2021, make sure you go to May 13, 2061.
    • Open Animal Crossing back up and check your tree. It should have a guaranteed 297,000 bells waiting for you!

    If youre going to avoid the time travel glitches, we recommend only planting 10k for each of the money trees you uncover. Its the safest way to avoid losing cash, and 20k profit for just finding a rare digging patch aint bad either!

    Relocating A Money Tree In Animal Crossing

    It is possible that players may not like the spot where they have planted their money tree. Luckily, Nintendo has provided the option of relocating the money plant to a different place. After burying the Bells, simply dig up the sapling and replant it wherever it’s deemed fit. Doing this does not affect the number of Bells players get from the money tree.

    Tips From An Eccentric Millionaire

    Animal Crossing: New Horizons how to plant money tree

    It may look cutesy and inoffensive from the outside, but when you delve beneath the surface, the world of Animal Crossing actually revolves around cold, hard cash . Much like your average University course, Nintendo’s perpetual debt simulator bridles you with an ever-increasing loan from the day you move into town, and with everything from a massive flat screen TV to a bed in the shape of a pineapple staring at you from the shelves of the general store, only to be gone forever if you don’t buy it now, you’ll be quickly find yourself haemorrhaging Bells no matter how well you budget. And that’s before we even get to the murky world of Tom Nook’s house extensions, which simply give you more space to fill with more stuff, bought from the shop run by his two sons. Their Mafia-like grip on the town’s apple-based economy is astounding…;

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    Play The Turnip Market

    Once you successfully build Nooks Cranny, the turnip market will become available. Each Sunday, from 5 AM to 12 PM, a pig named Daisy Mae will visit your island. If you talk to her, youll have the opportunity to buy turnips. You can then sell the turnips at Nooks Cranny from Monday through Saturday, potentially earning a lot of Bells.

    Turnips rot and become worthless if you dont sell them during the week you bought them, and they can also spoil if you alter the clock on your Switch to time travel. To maximize the chances of earning a big profit, check to see if your friends have reasonable turnip prices or look online for people who are willing to share access to their islands.

    Travel To Desert Islands

    You can use Nook Miles to buy vouchers to fly to desert islands. It’s an excellent way to meet new villagers if you have space on your island, but you can also dig up many resources to sell at home. Eat fruit and then dig up trees, and you can either sell them for quick Bells or plant them at home to have instantly mature fruit trees. Sometimes, youll even find an island with non-native fruit trees or an island full of money rocks.

    How Many Bells Do You Get From Money Trees

    Money trees work as a means to invest your money, but the amount of bells they drop scales to how much you planted in the ground to begin with. You’ll get three times the amount you plant, so putting 1000 bells in the ground will produce a tree that drops 3000 bells. This remains constant up until 10,000 bell investments , but planting any more than that and you start to be at the mercy of randomness. You could plant 99,000 bells and get the regular investment, or you could get less than you buried in the first place. For this reason, it’s hard to recommend putting in more 10,000 bells at a time when you’re planting a money tree.

    Once you harvest the bells from a tree the first time, it won’t drop any more money, becoming a normal tree from that point on. Feel free to dig it up or chop it down if you want, because you won’t get any more from it.

    Harvest Tarantulas On A Nook Miles Island

    How to Plant a Money Tree

    If you don’t suffer from arachnophobia, harvesting tarantulas is reportedly a fantastic way to build cast quantities of Bells. It involves visiting random islands using your Nook Miles and either landing randomly on the ‘Tarantula Island’ template, or gaming the system and transforming any old Mystery Island to cause tarantulas to spawn in vast quantities.

    Despite Nintendo changing bug spawn rates, you can head to a Nook Miles island at night and, with a little elbow grease, create a horde of the furry arachnids by ridding the island of virtually everything except a few flowers. This works thanks to the way the game generates the ecosystems of the smaller islands. Having tried ourselves we can confirm it works just fine, and after half an hour’s work we had an island of Tarantulas to ourselves.

    Plant & Grow Money Trees In Animal Crossing New Horizons

    If you ever notice a glowing spot on the ground while playing Animal Crossing New Horizons, then youre in luck. Dig up that glowing patch of land and youll strike bells. Of course, you could blow that money on a new couch. Or you could put it back where it came from.

    Burying money might not seem like the best strategy when youre living on a deserted island and youre starved for cash. However, planting some seed money in one of these glowing spots is one of the best ways to get some extra money.

    Itll take some time, but youll have your very own tree covered in bags of money once its full-grown. Shake it by pressing A while facing the tree and the sacks of bells will come falling to the ground for you to collect.

    Heres a quick summary on how to plant & grow money trees in Animal Crossing New Horizons:

  • Find a glowing spot

    A white light will be emanating from a part of the ground. Dig here to find some Bells.

  • Toss that money back

    Bury some bells in that glowing hole.

  • Be patient

    Money trees take a while to grow, but once they start sprouting bags of bells it all becomes worth the effort.

  • Shake the tree

    Just like when you want to collect some fruit, youll need to shake the money tree to get the Bells to fall off the branches.

  • Thats all there is to know about planting & growing a money tree in Animal Crossing New Horizons. If theres anything else you want to learn about in this game, then just check out our Guides Wiki for some helpful info.

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